Debt Advice

Debt is a fact of modern life, and for most people, it doesn't cause a problem.

Sometimes, though, people can find themselves with debts they find difficult to repay. In our experience, they can and want to pay; usually, all they need is some extra time and advice on how to go about it. We're here to help, and the sooner you talk to us, the more we're able to do.

If you're unsure about your debt situation, the StepChange Debt Charity's 60 second debt check is a free tool that will give you a quick answer, and straightforward advice based on your individual circumstances.

What should I do?

You should talk to us as soon as you receive any correspondence from us. You can contact us immediately on

Telephone - 01604 628 360 or to email us click here

We have our own in-house Welfare Advice Team who can help you find support and advice on dealing with your debts

Where can I get independent advice?

The following organisations all offer free independent debt advice.

The link below is to some free public advice called Know Your Parking Rights.

You can also consult a solicitor or financial advisor, however they may charge a fee. If your circumstances allow you may qualify for Legal Aid.